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Client fees

We charge clients for appointments, remote appointments, treatment periods and medical certificates are determined in accordance with the Act and the Decree on Client Charges in Healthcare and Social Welfare.

List of client fees



















Paying client invoices

We will send you an invoice approximately two weeks after your treatment or appointment. You can choose to receive the invoice by mail, as an e-invoice or as a direct payment. You can receive e-invoices, i.e. electronic invoices, by entering into an e-invoice agreement through your online banking service. You can also make an e-invoice agreement in advance. 




Payment period and collection

Invoices are generally given a payment period of 3 weeks. You can apply to our customer service for an extended payment period for your HUS invoices and agree on a payment plan if your outstanding invoices have not yet been transferred to a collection company. 

If you do not pay your invoice by the due date, you will receive a reminder in the mail 2 weeks after the due date on your invoice. The payment reminder includes a late fee of EUR 5.00. Payment reminder costs will still apply if you have paid your invoice after the due date and we have already initiated reminder measures. 

If we do not receive your payment by the due date on the payment reminder, we will transfer the invoice to a debt collection agency for further action. This will result in collection and interest costs. If you do not pay your invoice by the due date, we will charge penalty interest according to the Interest Act as of the due date. 

HUS’s invoice collection is managed by Lowell Suomi Oy. If your invoice has already been sent for collection, please contact the collection agency’s customer service and agree with them on how to deal with your invoice.

Residents of Åland and clients without a municipality of residence in Finland

The healthcare and medical treatment authority responsible for public healthcare in Åland, Ålands hälso- och sjukvård (ÅHS), must accept a payment commitment and submit the commitment to HUS before treatment.

Clients who do not have a municipality of residence in Finland or who are not considered to be comparable to residents of the municipality shall be charged a fee corresponding to the actual costs of treatment, unless otherwise stipulated by an international agreement binding Finland or by European Union legislation. We will also charge a fee for the treatment of a child under the age of 18.

If the client has a European Health Insurance Card (EHIC), UK Global Health Insurance Card (GHIC) or a certificate of treatment issued by Kela, the client is entitled to treatment at client fee prices. Finland does not accept the digital European Health Insurance Card or the card number only. More information about entitlement to medical care in Finland can be found on Kela’s website.
 


Payment cap

There is a payment cap on client fees for public health care. The monitoring period for the annual maximum of fees is the calendar year (January 1–December 31), and the calendar year’s fees are calculated towards the annual maximum according to the date of the visit, not the due date of the invoice or the date when the invoice is paid.

In 2024, the payment cap is EUR 762. The invoice indicates whether the fee accrues the payment cap. Once you have exceeded the payment cap, public healthcare services will primarily be free of charge for you until the end of the calendar year. Even after the payment cap has been exceeded, we will continue to charge a reduced fee per treatment day for short-term inpatient care.

You must monitor the accrual of the annual maximum yourself. Fees payable for patients under 18 years of age can be included in the payment cap for either of their guardians.

More information about the payment cap is available on the Ministry of Social Affairs and Health’s website.

 



Reductions and requests for rectification




Service voucher

Service vouchers complement our in-house operations. We can issue service vouchers to patients on the waiting list in situations where our own capacity is not enough for providing treatment in compliance with the Care Guarantee Act. You cannot yourself request or opt for a service voucher.

Our purpose in this is to guarantee you high-quality care and to improve access to treatment flexibly, thereby shortening waiting times.

Service voucher value and how to use it

Your deductible will be no more than the fee charged by HUS for the same service. Treatment that you obtain using a service voucher will cost you no more than the same treatment at HUS. By law, you have the right to refuse a service voucher if offered and choose to stay on the HUS waiting list instead.

If you do accept a service voucher, you may choose where to go for your treatment from a list of service providers approved as our partners. Once you have received a service voucher through the “palse” system, you may book an appointment for a procedure with the service provider of your choice and agree on the time and other details with them. You may also purchase extra services from that service provider beyond that which the service voucher covers.

A service voucher is issued to you personally. It cannot be exchanged for cash, and you may not use it for any other purpose than that specified in the issuing decision. You cannot claim a tax credit for household expenses for a service obtained using a service voucher.

You will retain all the rights of a patient provided for in the Act on the Status and Rights of Patients, as with all public healthcare services. The Consumer Protection Act also applies with respect to any service provider that you go to. If you are unhappy with the service you obtain using a service voucher, you may file a complaint with us and the service provider. 

Frequently asked questions







Client invoicing customer service

Telephone: 09 471 78550, open weekdays from 9:00am to 12 noon.
Postal address: HUS Financial Services, Asiakaslaskutus, P.O. Box 680,FI-00029 HUS.
Email address: asiakaslaskutus@hus.fi 
 

In order to ensure that the transaction takes place smoothly, please provide your full name, date of birth and your current address in your message.

Please note that our calls are recorded for quality assurance and training purposes. We process client data in accordance with the European General Data Protection Regulation. 

Read more about data protection

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Do not enter your personal information here. Please note that we do not respond to feedback sent via this form. Please visit our feedback site to give feedback on matters other than our website.